How To Apply LendingClub Personal Loan Online

by admin August 06, 2023
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LendingClub loan apply tips

What are the Advantages of a Personal Loan From Lending Club

  • The online application is simple and takes a few minutes to apply.
  • You could apply for a personal loan of up to $40,000.
  • After approval, you will get your money in as little as four days.
  • It has fixed monthly payments with fixed terms so you could choose your payment term as per your choice.
  • Lending Club offers you a low-interest rate.
  • There are no pre-payment penalties for your personal loan.
  • You could autopay your loan amount directly from your bank account.
  • More than 3 million people trust Lending Club.
  • You can check your interest rates before applying, and it won’t affect your credit score.

How to Apply for a Personal Loan From a Lending Club with a Pre-Approval mail offer

  • To, apply for a personal loan from Lending Club with a pre-approval mail offer, you could visit the following page www.myinstantoffer.com
  • Now, you will be asked to enter the following info.
  • Enter your Enter your RSVP code
  • And, click on the button “Check Your Rate”.

 

Lending Club loan apply

 

 

  • After authenticating your “Funding code” you will be required to go through the next couple of steps to apply for the personal loan from Lending Club.

Note – Your “funding Code” can be found in your offer mail.

How to apply for a personal loan from Lending Club without a pre-approval mail offers

  • To, apply for a personal loan from Lending Club without a pre-approval mail offer, you could visit the following page lendingclub.com/loans/personal-loans
  • Now, you will be asked to enter the following info.
  • Choose a loan purpose
  • Enter your amount
  • And, click on the button “Check my rates”

 

Lending Club apply without pre-approval

 

  • Thereafter, you will be asked to enter the following info.

Who’s applying

Date of birth

Total individual income

First name

Last name

Street address

City

State

Zip

Phone number

Email address

  • And, click on the button “Next” after checking the “Terms of Use” checkbox.
  • After that, you will be asked to create your Password
  • And, click on the button “Get your rates”
  • After entering your “Social Security number” again click on the button “Get my rate”
  • Authenticating your provided details, you will be able to choose your preferred rates and apply for a personal loan from Lending Club.

 

Also Read

How to Activate REI MasterCard Online

Application Process For RSVP Personalized Loan

 

What are the rates and fees for a personal loan from Lending Club

  • Interest rates will vary between 10.68% – 35.89% APR based on your creditworthiness.
  • There are no pre-penalties for your early payment.
  • And one-time originating fees of 2-6% of your total loan amount will be charged.
  • There will be no application or brokerage fees.
  • If you make a late payment of more than 15 days, you will be charged 5% or $15 as a late fee whichever will be the higher.

If you need any further assistance or have any queries regarding the personal loan, you could contact Lending Club through the following

 

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