How To Apply LendingClub Personal Loan Online

by admin August 06, 2023

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Table of Contents

What are the Advantages of a Personal Loan From Lending Club

The online application is simple and takes a few minutes to apply.
You could apply for a personal loan of up to $40,000.
After approval, you will get your money in as little as four days.
It has fixed monthly payments with fixed terms so you could choose your payment term as per your choice.
Lending Club offers you a low-interest rate.
There are no pre-payment penalties for your personal loan.
You could autopay your loan amount directly from your bank account.
More than 3 million people trust Lending Club.
You can check your interest rates before applying, and it won’t affect your credit score.

To, apply for a personal loan from Lending Club with a pre-approval mail offer, you could visit the following page www.myinstantoffer.com
Now, you will be asked to enter the following info.
Enter your Enter your RSVP code
And, click on the button “Check Your Rate”.

After authenticating your “Funding code” you will be required to go through the next couple of steps to apply for the personal loan from Lending Club.

Note – Your “funding Code” can be found in your offer mail.

To, apply for a personal loan from Lending Club without a pre-approval mail offer, you could visit the following page lendingclub.com/loans/personal-loans
Now, you will be asked to enter the following info.
Choose a loan purpose
Enter your amount
And, click on the button “Check my rates”

Who’s applying

Date of birth

Total individual income

First name

Last name

Street address

City

State

Zip

Phone number

Email address

And, click on the button “Next” after checking the “Terms of Use” checkbox.
After that, you will be asked to create your Password
And, click on the button “Get your rates”
After entering your “Social Security number” again click on the button “Get my rate”
Authenticating your provided details, you will be able to choose your preferred rates and apply for a personal loan from Lending Club.

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Interest rates will vary between 10.68% – 35.89% APR based on your creditworthiness.
There are no pre-penalties for your early payment.
And one-time originating fees of 2-6% of your total loan amount will be charged.
There will be no application or brokerage fees.
If you make a late payment of more than 15 days, you will be charged 5% or $15 as a late fee whichever will be the higher.

If you need any further assistance or have any queries regarding the personal loan, you could contact Lending Club through the following