www.preapprovedaccess.com – Apply Your First Access Credit Card Online
Apply for First Access Credit Card with Pre-Approved Code
About First Access Credit Card
With poor credit, it is very difficult to get a credit card. First Access Visa Credit Card will be the second charge for you to rebuild your credit. With the small starter and the cashback limits, you will stay on the track of payment. The Fist Access Credit Card every month reports the major credit bureaus, so it can definatly improves your credit score.
However, compare to the other cards in the market, First Access Credit Card comes in the high fees. You have to pay monthly and annual servicing fees for this card. As well as the APR is hefty, so you have to repay outstanding balances to avoid the high-interest charges.
Apply for First Access Credit Card with Invitation Code:
If you have received the pre-approved code via mail, then you can consider applying for this card. With the pre-approved code, it will be very easy to apply. If you have the pre-approved code, then you can follow these instructions below:
- First, you have to visit this link www.preapprovedaccess.com.
- Then, on the given field, you have to provide your reservation code.
- Then choose your credit card design.
- After that, simply click on the Continue button.
- After that, you have to follow further on-screen details to complete the application process.
Apply for First Access Credit Card without Pre-Approved Code:
If you haven’t received any pre-approved code, then you can apply for the First Access Credit Card manually. To apply manually, you just need to follow these instructions below:
- First, you have to visit the official website of the First Access Card.
- By clicking on this link firstaccesscard.com, you will be redirected to the website.
- There, you need to click on the Apply Now option.
- Then, simply provide your personal information, such as the name, address, phone number, email address, etc.
- Then, you have to choose a design for your First Access Visa Credit Card.
- then, check the box to accept all the terms and conditions.
- Then, you have to check the box, I’m not a robot.
- After that, simply click on the Submit Information option.
- Then, simply follow the further steps to complete the application process.
Rates and Fees of First Access Credit Card:
Rates:
- APR for Purchase: For the purchase, your intro APR will be 34.99%.
- APR for Cash Advances: For the cash advances, your intro APR will be 34.99%.
- Minimum Interest Charge: If you ever charge any interest, then it will be no less than $1.00.
Fees:
- Program Fee: For the program fee, you will be charged $95.00 one time.
- Annual Fee: For the first year, you have to pay $75.00. After that, it will be $48.00 annually.
- Cash Advance Fee: For each cash advances, you will be charged 3% of the amount or at least $10.00 minimum.
- Late Payment Fee: For the late payment, you will be charged up to $40.00.
Highlights of First Access Visa Credit Card:
- With poor credit, you will easily get approved for the First Access Visa Credit Card. It will give you a chance to build or limited credit history or even can improve your damaged credit.
- First Access Credit Card comes with very friendly features, which can help you to bild your credit score.
- In the first year, the monthly serving fees and cash advanced fees are waived. So, it can help you with your financial situations.
- The application process is straightforward and can be completed within a minute.
- As it is an unsecured credit card, so you don’t have to pay any security deposit.
Things You Should Consider:
- To access the higher credit limit, you have to wait for a year, and to increase it will cost another fee.
- There is no denying that the First Access Visa Credit Card comes with a lot of fees. That makes the card very expensive to maintain.
- For a credit card, the cash advance is not that recommended, but still if you want the service, then you have to wait at least 90 days to get cashout from the account opening.
How to Activate First Access Visa Credit Card:
In order to use your First Access Visa Credit Card, you have to activate it. The activation process is very easy. You just have to follow these simple instructions below to activate:
Activate Online:
- First, you have to visit this link firstaccesscard.com/activate.
- There, you have to provide your card number on the first field.
- You need to provide your social security number on the text field.
- Then, you have to input your phone number on the last field.
- After that, simply click on the Activate option.
Activate by Phone:
You can also activate your First Access Visa Credit Card over your phone. To activate your credit card, you have to dial (888) 267-7980, from your phone. While calling, make sure to have the card with you. Calling on this number, follow the automated call service to activate your First Access Visa Credit Card.
Also Read : How To Accply Citi Simplicity Credit Card Online
How to Pay First Access, Card Bill:
Online:
- First, visit this link www.myccpay.com.
- Then, simply login to your account, using user ID and password.
- After that, you have to click on the login button.
- After login to your account, you can make the payment very easily.
Pay by Mail:
You can also send a check or money order through the mail. Send your check or money order to this address below:
PO Box 5220, Sioux Falls, SD 57117-5220
First Access Card Customer Service:
In case, you need to contact the First Access Card customer service team, then you can contact them at:
Phone: (888) 267-7980
Mail:
First Access Card
PO Box 89028
Sioux Falls, SD 57109-9028
Email:
Conclusion:
The First Access Visa Credit Card comes with very high expensive fees and there is no rewards program. But if you are looking to build or improve your credit score, then First Access Visa Card will be an great option. This card reports to three main credit bureaus, so, your credit will be calculated based on your on-time payments.
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