Apply for Citi Simplicity Credit Card with Invitation Code:
Citibank is the consumer division of Citigroup. It was established in 1812 as the City Bank of New York. But later, it became the First National Bank of New York. There are more than 2,649 branches throughout the 19 countries. Most of the Citi branches are located in New York City, Chicago, San Francisco, Miami, Los Angeles and Washington D.C. Headquarter of the Citibank is located in the New York City. Citibank offers financial products, such as the Mortgages, Commercial Loans, Lines of Credit, Credit Cards, Personal Loans, etc.
Citi Simplicity Credit Card:
Citi Simplicity Credit Card is one of the best no late fees card ever, which can help you to pay off your debt or finance a large purchase. This card offers the 0% intro APR on balance transfers and new purchases for 18 months. With this card, there will be annual fees. But this card is not for everyone. You will require very good credit to get qualified.
Apply for Citi Simplicity Credit Card with Invitation Code:
Citi Simplicity Credit Card is one of the best credit cards in its class. If you recently received the invitation code to apply for the Citi Simplicity Credit Card, then you should consider applying for this card. To apply for the Citi Simplicity Credit Card, you just need to follow these instructions below:
- First, you have to visit this link www.citi.com/applycitisimplicity.
- There, in the first field, provide your invitation code. You will get your invitation number on your mail offers.
- Then, you have to input your last name on the next field.
- After that, simply click on the Proceed to Application option.
- Then, follow the steps further to complete your application process.
Apply for Citi Simplicity Credit Card without Invitation Code:
Everyone can’t receive the Citi invitation offers. But those haven’t received an invitation mail offers can apply for Citi Simplicity Card manually. To apply, you have to follow these instructions below:
- First, you have to visit the Citi Simplicity Card Application Page.
- There, you need to click on the Apply Now option.
- Then, you have to provide your personal information, such as your name, address, SSN, date of birth, phone number, etc.
- Then, you have to set the security word.
- Provide your financial information, such as annual income, monthly income, etc.
- Read the terms and conditions very carefully and simply click on the Agree & Submit option.
Rates and Fees of Citi Simplicity Credit Card:
- APR for Purchase: For the first 18 months of your account opening, there will be no intro APR for purchase. After that, you have to pay between 14.74% to 2474%, depend on your creditworthiness.
- APR for Balance Transfer: For the balance transfer, there will be no intro APR for 18 months from the date of the first transfer. After that, your APR will be 14.74% to 24.74%, depending on your creditworthiness.
- APR for Cash Advances: For each cash advances, your intro APR will be 25.24%, depending on your creditworthiness.
- Annual Fee: There will be no annual fees for the Citi Simplicity Credit Card.
- Balance Transfer Fee: For the balance transfer, either you have to pay 3% of the amount or at least $5 minimum.
- Cash Advance Fee: For each cash advance, you will be charged 5% of the amount or at least $10 minimum.
- Foreign Transaction Fees: For the foreign transaction fees, you will be charged 3% of the amount after it’s the conversion into US dollars.
- Return Payment Fee: For the return payment fees, you will be charged up to $40.
Benefits of Citi Simplicity Credit Card:
- No annual fee for Citi Simplicity Credit Card.
- 0% intro APR for the first 18 months of your account opening.
- This card has Citi identity theft solutions.
- $0 liability with the unauthorized charges.
How to Activate the Citi Simplicity Credit Card:
To use your Citi Simplicity Credit Card, you have to activate it first. The activation process is quite simple. You just need to follow some of the basic instructions to complete the activation process:
- First, you have to visit the official website of the Citi Bank.
- Just by clicking on this link www..citi.com, you will be redirected to the official website.
- There, you will see the login section on the right side of the homepage.
- You have to click on the Activate a Card option.
- Then, provide your card number on the provided field.
- After that, simply click on the Continue button and follow the further steps to complete the activation process.
How to Register for the Online Access:
To manage your Citi Simplicity Credit Card or pay your card bill, you have to register for online access. The registration process is quite simple. You just have to follow these below-mentioned steps to register:
- First, visit the official website of the Citi Bank.
- You can just click on this link www.citi.com, for direct access.
- There, you will get a login section on your right-hand side.
- You have to click on the Register for Online Access option.
- Then, provide your credit card number on the given field and click on the Continue Set-Up option.
- After that, follow the on-screen details to complete the registration process.
How to Pay Citi Simplicity Credit Card Bill:
There are several methods to pay your Citi Simplicity Credit Card bill. To complete your payment, you can follow any method, which is convenient for you.
This the best and easiest way to pay your Citi credit card bill. To make the payment, you have to follow these instructions below:
- Firstly, click on this link www.citi.com, for direct access to the Citi Website.
- Then, you have to log in to your Citi Online account, using your user id and password.
- After login to your account, you can make the payment very easily.
Pay by Mail:
You can also make the payment through the mail. To make the payment, you have to send your funds to this address below:
P.O. BOX 9001037
Louisville KY, 40290-1037
You can also make the overnight express payment. To send your payment through express payment, send funds to this address below:
Citibank Express Payments
6716 Grade Lane
Building 9, Suite 910 Louisville, KY 40213
Citi Customer Service:
In case, you need to contact the Citi Bank, then you can contact at:
Citibank Customer Service
P.O. Box 6500
Sioux Falls, SD 57117
If you have received the promotional offer for the Citi Simplicity Credit Card, then you should consider applying for the Citi Credit Card. Although the application process is quite simple, you might face a few difficulties for the first time. In that case, you can follow the above-mentioned instructions to apply.